Rus
24/7: 8 495 788 0 999 Moscow region 8 800 333 0 999 Other regions
Reinsurance

Reinsurance

AlfaStrakhovanie has the long-term relations with the world’s largest reinsurance corporations and Russian insurance companies.

Foreign partners of AlfaStrakhovanie in the field of reinsurance are the leading reinsurance companies with the highest reliability ratings such as Munich Re Group, Swiss Re, Hannover Re, SCOR, GenRe, Partner Re and Lloyd’s of London. AlfaStrakhovanie cooperates with the largest international insurance brokers, such as Willis Limited, Marsh, AON Benfield and others.

The reinsurance protection of AlfaStrakhovanie Group is carried on both treaty and facultative basis.


Property (XoL)
(01.01.2020 — 31.12.2020)

The Treaty covers Fire and related risks for property portfolio, Business Interruption, Petrochemical risks, Road infrastructure, Machinery breakdown risks.

According to the terms of the Treaty, the risks are covered with a limit up to EUR 150,000,000 (or USD 187,500,000 or RUB 12,000,000,000) excess of EUR 2,000,000 (or USD 2,500,000 or RUB 160,000,000) each and every loss each and every one risk.

The Leading Reinsurer of the program is SCOR (S&P AA-) with the share of 20.0%.

Reinsurance is carried out via brokers Willis Limited (London), Guy Carpenter Limited (London), AON Benfield (London).

The territory of validity:
The Russian Federation, including Russian interests abroad and in Post-Soviet countries (excluding risks appeared in the USA and Canada).


CAR/EAR (XoL)
(01.01.2020 — 31.12.2020)

The Treaty covers Engineering risks (including CAR/EAR, TPL and CPM risks).

According to the terms of the Treaty, the risks are covered with a limit up to EUR 100,000,000 (or USD 125,000,000 or RUB 8,000,000,000) excess of EUR 2,000,000 (or USD 2,500,000 or RUB 160,000,000) each and every loss each and every one risk in respect to CAR risks and EUR 500,000 (or USD 625,000 or RUB 40,000,000) each and every one risk in respect to CPM risks.

The Leading Reinsurer of the program is Swiss Re (S&P – AA-) with the share of 35.0%.

Reinsurance is carried out via broker Willis CIS (Moscow).

The territory of validity:
The Russian Federation, including Russian interests abroad and in Post-Soviet countries (excluding risks appeared in the USA and Canada).


Marine (XoL)
(01.01.2020 — 31.12.2020)

The Treaty covers Cargo and/or Specie risks, Rolling stock Casco, Carriers’ and Forwarders’ Liability, Hull and Building risks, P&I and Fine Art risks, Port Operator’s Liability.

According to the terms of the Treaty, the risks are covered with a limit up to EUR 50,000,000 (or USD 50,000,000 or RUB 3,500,000,000) with an additional EUR 30,000,000 (or USD 30,000,000 or RUB 2,100,000,000) for any clash.

AlfaStrakhovanie’s liability equals EUR 1,500,000 (or USD 1,500,000 or RUB 105,000,000) each and every loss each and every one risk and EUR 800,000 (or USD 800,000 or RUB 56,000,000) each and every loss each and every one risk in respect to Cargo and/or Specie risks & Port Operator’s Liability.

The Leading Reinsurer of the program is Munich Re (S&P – AA-) with the share of 25.0%.

Reinsurance is carried out via broker Willis Limited (London).

The territory of validity:
All over the world.


Private Property(XoL)
(01.01.2020 — 31.12.2020)

The Treaty covers Fire and related risks for private property portfolio.

According to the terms of the Treaty, the risks are covered with a limit up to EUR 9,000,000 (or USD 10,000,000 or RUB 400,000,000) excess of EUR 900,000 (or USD 1,000,000 or RUB 40,000,000) each and every loss each and every one risk.

The Leading Reinsurer of the program is Gen Re (S&P – AA+) with the share of 60.0%.

The territory of validity:
The Russian Federation, including Russian interests abroad.


Liability (XoL)
(01.01.2020 — 31.12.2020)

The Treaty covers Liability portfolio, including Professional Indemnity, General Third Party Liability, General Third Party Liability of Oil and Gas enterprises, General Third Party Liability of an owner of hazardous cargo and Asset Managers risks.

According to the terms of the Treaty, the risks are covered with a limit up to EUR 18,000,000 (or USD 20,000,000 or RUB 1,260,000,000) excess of EUR 900,000 (or USD 1,000,000 or RUB 63,000,000) each and every loss each and every one risk.


The Leading Reinsurer of the program is SCOR (S&P AA-) with the share of 30.0%.

Reinsurance is carried out via broker Guy Carpenter.

The territory of validity:
The Russian Federation, including Russian interests abroad and in Post-Soviet countries (excluding risks appeared in the USA and Canada).


Livestock (XoL)
(01.01.2020 — 31.12.2020)

The Treaty covers livestock insurance policies.

According to the terms of the Treaty, the risks are covered with a limit up to RUB 1,000,000,000 excess of RUB 100,000,000 each and every loss each and every one risk.

The Leading Reinsurer of the program is Partner Re (S&P – A+) with the share of 27.5%.

Reinsurance is carried out via broker Malakut insurance brokers (Moscow).

The territory of validity:
The Russian Federation.


MOD CAT (XoL)
(01.01.2019 — 31.12.2019)

The Treaty covers Motor Own Damage risks.

According to the terms of the Treaty, the risks are covered with a limit up to RUB 200,000,000 excess of RUB 10,000,000 each and every loss each and every one risk.

The Leading Reinsurer of the program is Hannover Re (S&P – АА-) with the share of 75.0%.

Reinsurance is carried out via broker AON Benfield.

The territory of validity:
The Russian Federation, including Russian interests abroad and in Post-Soviet countries (excluding risks appeared in the USA and Canada).


Personal Accident and Sickness (XoL)
(01.07.2019 — 30.06.2020)

The Treaty covers risks of death, permanent total and/or permanent partial disability, temporary disability and bodily injures.

According to the terms of the Treaty, the risks are covered with a limit up to RUB 175,000,000 (or USD 3,500,000) excess of RUB 14,000,000 (or USD 280,000) in mortgage PA business, RUB 7,000,000 (or USD 140,000) in collective (group) PA business and RUB 7,000,000 (or USD 140,000) in in individual PA business each and every loss each and every one risk.


The Leading Reinsurer of the program is VIG Re (S&P – A+) with the share of 60.0%.

Reinsurance is carried out via broker Malakut insurance brokers (Moscow).

The territory of validity:
The Russian Federation, including Russian interests abroad and in Post-Soviet countries.

Title (Surplus)
(01.02.2019 — 31.01.2020)

The treaty covers risks of termination or limitation of property rights.

According to the terms of the Treaty, the risks are covered with a limit up to RUB 150,000,000.

AlfaStrakhovanie’s retention equals RUB 30,000,000 each and every loss.

The Leading Reinsurer of the program is SCOR (S&P – АA-) with the share of 35.0%.

Reinsurance is carried out via broker AFM (Moscow).

The territory of validity:
The Russian Federation.


Space (QS)
(01.04.2018 — 31.03.2019)

The Treaty covers Space and/or related risks including Third party legal liability (excluding business defined by the Reinsured as Pre-Launch).

According to the terms of the Treaty, the risks are covered with a limit up to USD 4,250,000.

AlfaStrakhovanie PLC retention equals 23.5294% each and every loss.

The Leading Reinsurer of the program is Swiss Re (S&P – AA-) with the share of 15.38460%.

Reinsurance is carried out via broker Willis Limited (London).

The territory of validity:
All over the world.


Aircraft HULL, airline liability, airport owners and operators liability, crew personal accident (covering USD 85,000,000 excess USD 2,000,000)
(01.07.2019 — 30.06.2020)

The Treaty covers the Reinsured’s retention in respect of all aviation business ceded to Quota Share Reinsurance Treaty.

According to the terms of the Treaty, the risks are covered with a limit up to USD 85,000,000 (USD 10,000,000 for aircraft HULL, USD 75,000,000 for civil liability, USD 200,000 per person for crew personal accident) excess of USD 2,000,000 each and every loss.

The Leading Reinsurer of the program is Swiss Re (S&P – AA-) with the share of 25.0%.

Reinsurance is carried out via broker Willis Limited (London).

The territory of validity:
All risks, excluding business, registered in the USA, Canada, Japan, Andorra, Austria, Belgium, Cyprus, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Portugal, Ireland, San Marino, Spain, Sweden, Switzerland, United Kingdom, Australia, New Zealand.

The treaty covers the liability of airport owners located in the Russian Federation and in Post-Soviet countries.


Airline liability (covering USD 550,000,000 excess USD 75,000,000) and aircraft HULL (covering USD 18,350,000 excess USD 10,000,000)
(01.07.2019 — 30.06.2020)

According to the terms of the Treaty, the risks are covered with a limit up to USD 550,000,000 excess of USD 75,000,000 for airline liability and up to USD 18,350,000 excess of USD 10,000,000 for aircraft HULL.

The Leading Reinsurer of the program is Swiss Re (S&P – AA-) with the share of 29.9401%.

Reinsurance is carried out via broker Willis Limited (London).

The territory of validity:
The Treaty covers airline liability of aircraft owners and carriers registered in the Russian Federation and in Post-Soviet countries.


Aviation HULL War risks (QS)
(01.07.2019 — 30.06.2020)

According to the terms of the Treaty, the risks are covered with a limit up to USD 20,000,000.

AlfaStrakhovanie’s retention equals 5% each and every loss.

The Leading Reinsurer of the program is Liberty Mutual Ins. (S&P – А) with the share of 34.3966%.

Reinsurance is carried out via broker Willis Limited (London).

 

 

AlfaStrakhovanie is

1
Highest level of service
2
More than 100 products for private and corporate customers
3
About 270 representative offices
4
Highest ratings of reliability
5
25 years experience
6
Wide range of online products